Turn a home that needs work into the home you want.
Renovation services for homebuyers purchasing with FHA 203(k) renovation financing in Maryland and the DMV area.
What is FHA 203(k)?
FHA 203(k) is a renovation mortgage program insured by the Federal Housing Administration. It can allow eligible homebuyers to finance the purchase of a home and qualifying renovation costs together in one mortgage, subject to FHA and lender requirements.
That means a home that needs work doesn’t have to be ruled out. The renovation is planned before closing, and the work is completed after you buy.
Two types of 203(k)
Limited 203(k)
Eligible renovation projects that generally involve less extensive, non-structural improvements.
Standard 203(k)
Eligible larger-scale rehabilitation and renovation projects, which typically include review by a HUD 203(k) consultant.
Your lender determines which type applies to your purchase and what work is eligible.
How a 203(k) renovation moves forward
- Property
- Renovation scope (203K Home Style is involved)
- Contractor estimate (203K Home Style is involved)
- Lender / consultant review
- Closing
- Construction (203K Home Style is involved)
- Inspections / draws
- Completion (203K Home Style is involved)
Dark steps are where 203K Home Style is directly involved.
Our role as your contractor
We handle the renovation side of the project. In plain terms, that means we:
- Review the property and your inspection report
- Help define the renovation scope
- Prepare a written renovation estimate
- Provide project documents your lender or consultant requests
- Complete the approved work after closing
- Coordinate with inspections tied to draw requests
What we don’t do: we are not a lender and don’t provide mortgage advice, loan approval, or eligibility decisions. Your lender handles financing requirements, loan terms, and approvals.
From inspection to move-in
Found a 203(k) property?
Send us the property details and your inspection report. We’ll review the project and contact you about the renovation scope and estimate.